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staff
Kristen Fanarakis
Kristen Fanarakis is an associate director of MI Finance, leading the small business policy and i
nnovation initiative, which analyzes the macroeconomic trends and policies affecting small businesses and offers policy recommendations and solutions aimed
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staff
Nicole Valentine
Nicole Valentine is the director, FinTech at the Milken Institute with over a decade of fina
ncial services, international mergers and acquisitions, technology, and innovation experience.
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report
SMEs and Public Equity Financing: A New Dataset of SME Boards in Emerging-Market and Developing Economies
In recent years, a number of stock exchanges in emerging-market and developing economies have estab
lished dedicated market segments for small and medium-sized enterprises (SMEs).
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report
PLUM Phase II Summary: Lessons Learned for Advancing Minority Small Business Capital Access
The Milken Institute and U.S.
report
Best Practices for Technical Assistance Programs Serving Black and Hispanic Entrepreneurs and Small-Business Owners
In conjunction with the Partnership for Lending in Underserved Markets (PLUM), a Milken Institute a
nd U.S.
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report
Can Stock Exchanges Support the Growth of Small and Medium-Sized Enterprises? Lessons from India, South Africa, and Jamaica
Despite their importance in creating private-sector jobs and diversifying economies, small to mediu
m-sized enterprises (SMEs) often struggle to access adequate finance.
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report
Effective Government and Economic Expansion: How California Is Improving Permitting and Communication to Spur Business
As California recovers from the Great Recession, it faces an uphill battle against the perception t
hat it is an anti-business state.
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report
It Takes All Kinds: A Diverse Mix of Lenders Promotes Broad Access to Small Business Credit
Who lends to small businesses, and how is this changing over time? This paper challenges popular an
swers to this question. First, despite the growing role of non-banks, banks continue to be the most important source of credit for small businesses.
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report
Minority-Owned Depository Institutions: A Market Overview
The Milken Institute and the US Small Business Administration formed an initiative to develop actio
nable solutions to the challenges limiting minority-owned small businesses’ access to capital.
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report
Bitcoin: Crypto-currency – and game changer
The emergence of Bitcoin in the zeitgeist began in a quiet corner of Europe in March 2013.
report
Comment Letter to the CFPB for Information Regarding the Small Business Lending Market
Small businesses are the backbone of the American economy and contribute substantially to U.S. econ
omic growth and productivity.
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report
Partnership for Lending in Underserved Markets Phase I Summary: Developing Action-Oriented Solutions to the Financing Challenges Facing Minority-Owned Small Businesses
Minority-owned small businesses play an important role in the nation’s economic health by driving j
ob creation, raising wages, and elevating better standards of living in communities throughout the United States.
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