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Testimony: U.S. House of Representatives Committee on Financial Services Subcommittee Housing and Insurance: “Sustainable Housing Finance, Part III”
Ted Tozer, Senior Fellow in the Housing Finance Program at the Milken Institute Center for Financia
l Markets, presents in his written testimony before the U.S.
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Comment Letter: Policy on No-Action Letters and the CFPB Product Sandbox
In this letter, we provide initial reactions and thoughts with regards to both the proposed policy
on No-Action Letters (NALs) and the Product Sandbox proposal, and propose several recommendations to further strengthen the proposal.
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Comment Letter to the OCC: Special Purpose National Bank Charters for FinTech Companies
The Milken Institute Center for Financial Markets provided a response to the Office of th
e Comptroller of the Currency (OCC) upon request for comments regarding
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Evaluation and Determinants of US Metro Economic Performance
The Milken Institute has published various reports evaluating urban performance.
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Framing the Issues: Expanding Digital Financial Inclusion in the Philippines
The Philippines appears poised to become a world leader in the use of financial technology, or FinT
ech, due to several drivers.
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It Takes All Kinds: A Diverse Mix of Lenders Promotes Broad Access to Small Business Credit
Who lends to small businesses, and how is this changing over time? This paper challenges popular an
swers to this question. First, despite the growing role of non-banks, banks continue to be the most important source of credit for small businesses.
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Financing Urban Resiliency Investing in Complete Communities in the London City Region
By 2050, 68 percent of the world’s population will be living in cities, more than double the percen
tage reported in 1950. Urban growth has risen sharply since 2000, and many cities, London among them, are under extreme pressure to improve their lon
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Financing Urban Resiliency: Innovative Approaches to Deliver Affordable Housing in Chicago
In many US cities, concentrated poverty and chronic disinvestment have resulted in wide social, eco
nomic, and geographic disparities.
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Reimagining the Future of Employer-Sponsored Health Care to Drive Value: Survey Insights
Employer-sponsored health insurance (ESI) is the most common form of health insurance in the United
States, providing coverage for approximately 180 million people, or roughly half of the US population, and accounting for more than $1 trillion in health
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A National Network to Advance Innovative Financing for Women’s Reproductive Health
Investing in women’s reproductive health is crucial for wider economic productivity and social well
-being across the United States.
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Financing Global Early Warning Systems Country Case Study: Indonesia
Indonesia grappled with one of Southeast Asia’s highest COVID-19 caseloads, reporting nearly 7 mill
ion cases and 161,918 deaths as of December 2023. The pandemic’s ripple effects extended beyond the immediate health crisis.
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