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Comment Letter: Policy on No-Action Letters and the CFPB Product Sandbox
In this letter, we provide initial reactions and thoughts with regards to both the proposed policy
on No-Action Letters (NALs) and the Product Sandbox proposal, and propose several recommendations to further strengthen the proposal.
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Comment Letter to the OCC: Special Purpose National Bank Charters for FinTech Companies
The Milken Institute Center for Financial Markets provided a response to the Office of th
e Comptroller of the Currency (OCC) upon request for comments regarding
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Evaluation and Determinants of US Metro Economic Performance
The Milken Institute has published various reports evaluating urban performance.
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Framing the Issues: Expanding Digital Financial Inclusion in the Philippines
The Philippines appears poised to become a world leader in the use of financial technology, or FinT
ech, due to several drivers.
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It Takes All Kinds: A Diverse Mix of Lenders Promotes Broad Access to Small Business Credit
Who lends to small businesses, and how is this changing over time? This paper challenges popular an
swers to this question. First, despite the growing role of non-banks, banks continue to be the most important source of credit for small businesses.
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Financing Urban Resiliency Investing in Complete Communities in the London City Region
By 2050, 68 percent of the world’s population will be living in cities, more than double the percen
tage reported in 1950. Urban growth has risen sharply since 2000, and many cities, London among them, are under extreme pressure to improve their lon
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Financing Urban Resiliency: Innovative Approaches to Deliver Affordable Housing in Chicago
In many US cities, concentrated poverty and chronic disinvestment have resulted in wide social, eco
nomic, and geographic disparities.
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report
Report and Roadmap - Chronic Kidney Disease: Finding a Path to Prevention, Earlier Detection, and Management
Chronic kidney disease (CKD) is increasingly recognized as a growing public health threat, with hig
h global prevalence and poor health outcomes. In the United States, CKD affects more than one in seven American adults, an estimated 37 million people.
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Staying Power: The Effects of Short-Term Rentals on California’s Tourism Economy and Housing Affordability
Short-term rentals (STRs) are critical to regional economies, offering unique and affordable experi
ences to visitors, generating significant tax revenue to support local governments, and providing hosts significant income.
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video
Is Retirement Extinct?
The increase in longevity is disrupting the 20th-century retirement model. Our longer lifespans, t
hough a blessing in many respects, has been a shock to the collective system.
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video
The Chinese Economy in the Next 30 Years: Political Reform vs. Status Quo?
What's in the future for China? China has transformed from a closed-door society to a prosperous a
nd progressive one in the past 40 years.
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Hail to the Chief: A Conversation With Presidential Insiders
Ambassador Stuart Eizenstat's unique career spans 40 years and three presidential administrations.