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report
COVID-19 Forbearance Relief and PLS: A Call for Self-Governance
As private-label residential mortgage-backed security (PLS) transactions implement loan payment for
bearance options for borrowers impacted by COVID-19, the PLS industry must demonstrate its capacity to self-govern by collaborating on a related set of un
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report
From Recovery to Resilience: How Opportunity Zones Can Help Accelerate Post-COVID Economic Resurgence
The COVID-19 pandemic presents an unprecedented challenge to all economies. However, pandemics hit
underserved and vulnerable populations the hardest, and now the crisis will exacerbate their need for capital.
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report
Comment Letter: Response to the Office of the Comptroller of the Currency's White Paper: Supporting Responsible Innovation in the Federal Banking System
The Milken Institute Center for Financial Markets provided written comments in response to the Offi
ce of the Comptroller of the Currency's
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report
The Role of a Duty to Serve in the Secondary Mortgage Market
A much-debated concept to support affordable housing is that of a duty to serve (DTS) policy, which
would impose an obligation on the secondary mortgage market institutions of Fannie Mae and Freddie Mac or their successors to ensure that adequate lendin
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report
A Blueprint for Administrative Reform of the Housing Finance System
This paper sets out proposed administrative actions to reform the housing finance system in the abs
ence of legislation.
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report
Affordable Rent and Access to Homeownership: Refreshing the Debate in the Context of Housing Finance Reform
The continuing policy debate over restructuring the plumbing of the secondary mortgage market may u
ltimately prove to be the easy part—at least politically—of housing finance reform.
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report
Debt, Equity, and Free Money: How Local and State Governments Can Promote Minority Small Business Capital Access
This report explores how local and statewide governmental institutions can increase access to capit
al among Black and Hispanic entrepreneurs and small-businesses owners.
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report
RegTech: Opportunities for More Efficient and Effective Regulatory Supervision and Compliance
In response to the financial crisis of 2008 and subsequent wave of regulation, financial institutio
ns and regulators have begun to look for ways to use emerging technologies to increase the efficiency and effectiveness of regulatory compliance and super
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report
Guaranteeing the Goals: Adapting Public Sector Guarantees to Unlock Blended Financing for the U.N. Sustainable Development Goals
In order for developing countries to meet the United Nations Sustainable Development Goals (SDGs),
the private sector and the countries themselves must be critical providers of funding to achieve the ambitious vision to end poverty, protect the planet,
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report
Partnership for Lending in Underserved Markets Phase I Summary: Developing Action-Oriented Solutions to the Financing Challenges Facing Minority-Owned Small Businesses
Minority-owned small businesses play an important role in the nation’s economic health by driving j
ob creation, raising wages, and elevating better standards of living in communities throughout the United States.
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report
Creating Pathways to Sustainable Homeownership That Builds and Retains Wealth
The challenges of achieving homeownership, particularly for lower- and moderate-income families, re
main a perennial issue in housing policy.
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