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Dan Carol staff
Dan Carol
Dan Carol is a senior director in the Milken Institute’s Center for Financial Markets and leads I
nstitute programming on climate-resilient infrastructure and public finance.
Jun 19, 2019
Rethinking Appraisals in a Modernized Housing Finance System report
Rethinking Appraisals in a Modernized Housing Finance System
Ed DeMarco considers the recent evolution of the home appraisal industry and its role in a future h
ousing finance system that relies on private capital. He explores the issues facing the industry, including content, standards, and regulation.
Jun 13, 2019
The U.S. Online, Non-Bank Finance Landscape report
The U.S. Online, Non-Bank Finance Landscape
Advances in computing power and the shift toward a digital economy within the last two decades have
changed how consumers and businesses transact, interact, and access financial services.
Oct 11, 2020
InsurTech Rising: A Profile of the InsurTech Landscape report
InsurTech Rising: A Profile of the InsurTech Landscape
Over the past few years, the insurance industry has gradually emerged as an area of opportunity for
entrepreneurs seeking to address the inefficiencies and lack of customer-centricity in the current ecosystem.
Oct 11, 2020
FinTech: Considerations on How to Enable a 21st Century Financial Services Ecosystem report
FinTech: Considerations on How to Enable a 21st Century Financial Services Ecosystem
Innovations within the financial services industry are changing how firms deploy and users interact
with financial services and products.
Oct 11, 2020
Bipartisan Opportunities to Legislate U.S. FinTech in the 21st Century report
Bipartisan Opportunities to Legislate U.S. FinTech in the 21st Century
The level of bipartisanship and interest from lawmakers in FinTech-related issues has grown and the
re remain multiple bipartisan legislative opportunities to drive FinTech policy forward that address hurdles preventing startups and incumbents from harne
Oct 11, 2020
Currency Manipulation Provisions Do Not Belong in Trade Agreements report
Currency Manipulation Provisions Do Not Belong in Trade Agreements
Demands for provisions to stop currency manipulation by foreign governments have become central to
the congressional debate over proposed trade agreements, including the Trans-Pacific Partnership and Transatlantic Trade and Investment Partnership, under
Jun 13, 2019
Proxy Advisory Firms, Governance, Market Failure, and Regulation report
Proxy Advisory Firms, Governance, Market Failure, and Regulation
Proxy advisory firms have arisen due to market failures underlying voting and the broader system of
corporate governance. However, proxy advisory firms, which are not subject to mandatory regulation, reflect market failures of their own.
Jun 11, 2019
Payday Lending: Does Regulation Depend on Which Party Holds Power? report
Payday Lending: Does Regulation Depend on Which Party Holds Power?
When a borrower receives a so-called “payday loan,” he or she writes a check that is postdated to t
he next payday or signs over permission for the lender to make an electronic withdrawal of the amount borrowed, plus fees, on that day.
Jun 13, 2019
Comments_on_the_Department_of_the_Treasury_TREAS_Notice.pdf report
Comments_on_the_Department_of_the_Treasury_TREAS_Notice.pdf
The Milken Institute Center for Financial Markets (CFM) provided written comments to the Department
of the Treasury regarding expanding access to credit through online marketplace lending.
Jun 13, 2019
The Credit Recovery: Uneven, Unequal, Uncertain? video
The Credit Recovery: Uneven, Unequal, Uncertain?
October 21 at 6:00 am PDT/9:00 am EDT  
Oct 21, 2020
How Do We Afford Our Lives? video
How Do We Afford Our Lives?
October 21 at 9:15 am PDT/12:15 pm EDT  
Oct 21, 2020