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Dan Carol staff
Dan Carol
Dan Carol is a senior director in the Milken Institute’s Center for Financial Markets and leads I
nstitute programming on climate-resilient infrastructure and public finance.
Jun 19, 2019
Rethinking Appraisals in a Modernized Housing Finance System report
Rethinking Appraisals in a Modernized Housing Finance System
Ed DeMarco considers the recent evolution of the home appraisal industry and its role in a future h
ousing finance system that relies on private capital. He explores the issues facing the industry, including content, standards, and regulation.
Jun 13, 2019
Currency Manipulation Provisions Do Not Belong in Trade Agreements report
Currency Manipulation Provisions Do Not Belong in Trade Agreements
Demands for provisions to stop currency manipulation by foreign governments have become central to
the congressional debate over proposed trade agreements, including the Trans-Pacific Partnership and Transatlantic Trade and Investment Partnership, under
Jun 13, 2019
Proxy Advisory Firms, Governance, Market Failure, and Regulation report
Proxy Advisory Firms, Governance, Market Failure, and Regulation
Proxy advisory firms have arisen due to market failures underlying voting and the broader system of
corporate governance. However, proxy advisory firms, which are not subject to mandatory regulation, reflect market failures of their own.
Jun 11, 2019
Payday Lending: Does Regulation Depend on Which Party Holds Power? report
Payday Lending: Does Regulation Depend on Which Party Holds Power?
When a borrower receives a so-called “payday loan,” he or she writes a check that is postdated to t
he next payday or signs over permission for the lender to make an electronic withdrawal of the amount borrowed, plus fees, on that day.
Jun 13, 2019
Comments_on_the_Department_of_the_Treasury_TREAS_Notice.pdf report
Comments_on_the_Department_of_the_Treasury_TREAS_Notice.pdf
The Milken Institute Center for Financial Markets (CFM) provided written comments to the Department
of the Treasury regarding expanding access to credit through online marketplace lending.
Jun 13, 2019
FinTech in Focus–February 3, 2020 article
FinTech in Focus–February 3, 2020
In this issue: Industry Headlines » Global Developments »
Jan 31, 2020
Fannie Mae and Freddie Mac UMBS Pooling Practices article
Fannie Mae and Freddie Mac UMBS Pooling Practices
Mr. Robert Fishman Deputy Director Division of Conservatorship Federal Housing Finance Agency (FHFA)
400 7th Street SW, 8th Floor Washington, DC 20219
Jan 27, 2020
Permissible Interest on Loans That Are Sold, Assigned, or Otherwise Transferred article
Permissible Interest on Loans That Are Sold, Assigned, or Otherwise Transferred
The Honorable Joseph Otting                 Comptroller
                        
Jan 22, 2020
Is This Any Way To Run a Railroad? article
Is This Any Way To Run a Railroad?
For those of you who are unfamiliar with the case, here is a short (and incredibly simplified) versi
on: A borrower who lives in New York gets a credit card from a nationally chartered bank based in Delaware.
Jan 16, 2020
FinTech in Focus - June 19, 2019 article
FinTech in Focus - June 19, 2019
In this issue: Industry Headlines » Global Developments »  
Jun 19, 2019
Milken Institute report calls for oversight of proxy advisory firms article
Milken Institute report calls for oversight of proxy advisory firms
WASHINGTON, June 13, 2019 – Reforms are needed to bring transparency and accountability to proxy adv
isory firms, whose advice to institutional investors influence the outcome of shareholder votes on matters like executive pay, acquisitions, and board ap
Jun 12, 2019