73
report
Toward a New Secondary Mortgage Market
There is a simple and sensible way to finally achieve comprehensive housing finance reform in the U
.S.. The approach proposed in this paper is to amend the charters of Ginnie Mae, Fannie Mae and Freddie Mac, and the Federal Housing Finance Agency.
+ Read More
report
Currency Manipulation Provisions Do Not Belong in Trade Agreements
Demands for provisions to stop currency manipulation by foreign governments have become central to
the congressional debate over proposed trade agreements, including the Trans-Pacific Partnership and Transatlantic Trade and Investment Partnership, under
+ Read More
report
Regulation and Supervision of the Biggest Banks by the Biggest Countries: Consensus on Principles, Variation in Practices
All around the world, financial system policymakers continue to respond vigorously to the problems
in financial markets, institutions, and regulation and supervision brought into relief by the crisis of 2007 through 2009.
+ Read More
report
FinTech: Building a 21st-Century Regulator’s Toolkit
From new digital payment systems and the use of digital or electronic currencies to the use of data
analytics and the creation of online investment and finance platforms, FinTech developments are already having an impact on traditional financial markets
+ Read More
report
Proxy Advisory Firms, Governance, Market Failure, and Regulation
Proxy advisory firms have arisen due to market failures underlying voting and the broader system of
corporate governance. However, proxy advisory firms, which are not subject to mandatory regulation, reflect market failures of their own.
+ Read More
report
A Conversation About Housing Finance Reform
Milken Institute and Urban Institute experts discuss a draft bill under discussion as of March 2018
in the Senate Banking Committee to reform the housing finance system.
+ Read More
report
FinTech: Views from the Market
The financial sector, including aspects ranging from capital markets to consumer payments, is
undergoing dramatic change.
+ Read More
report
Access to Capital: How Small and Mid-size Businesses are Funding Their Future
Small and mid-size businesses are the backbone of the American economy, and access to capital is th
e fuel that lets them thrive.
+ Read More
report
Payday Lending: Does Regulation Depend on Which Party Holds Power?
When a borrower receives a so-called “payday loan,” he or she writes a check that is postdated to t
he next payday or signs over permission for the lender to make an electronic withdrawal of the amount borrowed, plus fees, on that day.
+ Read More
report
Comments_on_the_Department_of_the_Treasury_TREAS_Notice.pdf
The Milken Institute Center for Financial Markets (CFM) provided written comments to the Department
of the Treasury regarding expanding access to credit through online marketplace lending.
+ Read More
report
For Whom Are We Building the American Dream? The Role of Subsidies in the Economics of Housing
Leaders from across the political spectrum articulate the virtues of homeownership. As express
ed in the above quotations, both Republican and Democratic presidents emphasize that homeownership is part of the American dream.
+ Read More
report
JOBS Act Titles V and VI: Comments on Proposed Changes to Exchange Act Registration Requirements
Commentary from the Milken Institute Center for Financial Markets to the Securities and Exchange Co
mmission on proposed changes to the registration requirements under the Securities Exchange Act of 1934 to implement Titles V and VI of the Jumpstart Our
+ Read More