385
report
The Big Keep Getting Bigger: Too-Big-to-Fail Banks 30 Years Later
The most recent financial crisis made it clear that something had to be done to make sure that big
banks would never again pose such a systemic threat to the financial system that they would have to be bailed out by the government. The main purpose
+ Read More
report
Twelve Things You Need to Know About the Housing Market
It was six years ago this week that the Federal Housing Finance Agency placed Fannie Mae and Freddi
e Mac into conservatorships. Since then, the US housing system has made significant progress, yet critical challenges and much work remain.
+ Read More
report
JOBS Act: Comments to the SEC on Proposed Rule Amendments to Regulation A
The Milken Institute Center for Financial Markets (CFM) provided written comments to the Securities
and Exchange Commission on proposed rule amendments to existing Regulation A (Reg A) made pursuant to Section 401 of the Jumpstart Our Business Startups
+ Read More
report
JOBS Act: Comments to the SEC on Crowdfunding
The Milken Institute Center for Financial Markets (CFM) provided written comments to the Securities
and Exchange Commission on proposed crowdfunding rules under Title III of the Jumpstart Our Business Startups (JOBS) Act.
+ Read More
report
A Primer and Perspective on Ginnie Mae
Several housing finance reform models, including the Treasury and HUD plans recently issued at the
direction of the
+ Read More
report
The Rise of FinTech in the Middle East: An Analysis of the Emergence of Bahrain and the United Arab Emirates
FinTech regulatory regimes started emerging in the Gulf region in 2017.
report
Rethinking Appraisals in a Modernized Housing Finance System
Ed DeMarco considers the recent evolution of the home appraisal industry and its role in a future h
ousing finance system that relies on private capital. He explores the issues facing the industry, including content, standards, and regulation.
+ Read More
report
The U.S. Online, Non-Bank Finance Landscape
Advances in computing power and the shift toward a digital economy within the last two decades have
changed how consumers and businesses transact, interact, and access financial services.
+ Read More
report
InsurTech Rising: A Profile of the InsurTech Landscape
Over the past few years, the insurance industry has gradually emerged as an area of opportunity for
entrepreneurs seeking to address the inefficiencies and lack of customer-centricity in the current ecosystem.
+ Read More
report
FinTech: Considerations on How to Enable a 21st Century Financial Services Ecosystem
Innovations within the financial services industry are changing how firms deploy and users interact
with financial services and products.
+ Read More
report
Bipartisan Opportunities to Legislate U.S. FinTech in the 21st Century
The level of bipartisanship and interest from lawmakers in FinTech-related issues has grown and the
re remain multiple bipartisan legislative opportunities to drive FinTech policy forward that address hurdles preventing startups and incumbents from harne
+ Read More
report
The Partnership for Lending in Underserved Markets (PLUM): Increasing Minority Entrepreneurs Access to Capital
The Milken Institute and U.S.