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Creating Pathways to Sustainable Homeownership That Builds and Retains Wealth
The challenges of achieving homeownership, particularly for lower- and moderate-income families, re
main a perennial issue in housing policy.
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report
(Re-)Creating a Market for Mortgage Credit Risk
Remarks as prepared for delivery to the American Enterprise Institute’s Fourth Annual&
nbsp;International Conference on Housing Risk
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report
Comment Letter to the CFPB: Alternative Data and Modeling Techniques in the Credit Process
The Milken Institute Center for Financial Markets provided a response to the Consumer Fin
ancial Protection Bureau (CFPB) upon request for comments regarding use
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report
Utilize Existing Financial Infrastructure to Build an Equitable Post-COVID Recovery
Faced with the COVID-19 pandemic and socioeconomic inequities, a national conversation has emerged
around the efficacy of economic policies to ensure that recovery is inclusive of underserved racial minorities and equitable in terms of remedying the exi
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An Affordable Housing Fee in the Context of GSE Reform
Among the many stumbling blocks to achieving bipartisan housing finance reform are deep-seated diff
erences in lawmakers views on the role of government sponsored enterprises (GSEs), or their potential successors, in affordable housing.
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Bringing Housing Finance Reform over the Finish Line
The housing finance reform debate has regained momentum, as those involved aim to move towards bipa
rtisan housing finance system legislation in 2018.
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report
Housing Finance Reform: Step-by-Step
Remarks as prepared for delivery to the Goldman Sachs Housing Finance Conference
report
Toward a New Secondary Mortgage Market
There is a simple and sensible way to finally achieve comprehensive housing finance reform in the U
.S.. The approach proposed in this paper is to amend the charters of Ginnie Mae, Fannie Mae and Freddie Mac, and the Federal Housing Finance Agency.
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report
Currency Manipulation Provisions Do Not Belong in Trade Agreements
Demands for provisions to stop currency manipulation by foreign governments have become central to
the congressional debate over proposed trade agreements, including the Trans-Pacific Partnership and Transatlantic Trade and Investment Partnership, under
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Regulation and Supervision of the Biggest Banks by the Biggest Countries: Consensus on Principles, Variation in Practices
All around the world, financial system policymakers continue to respond vigorously to the problems
in financial markets, institutions, and regulation and supervision brought into relief by the crisis of 2007 through 2009.
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report
FinTech: Building a 21st-Century Regulator’s Toolkit
From new digital payment systems and the use of digital or electronic currencies to the use of data
analytics and the creation of online investment and finance platforms, FinTech developments are already having an impact on traditional financial markets
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report
Proxy Advisory Firms, Governance, Market Failure, and Regulation
Proxy advisory firms have arisen due to market failures underlying voting and the broader system of
corporate governance. However, proxy advisory firms, which are not subject to mandatory regulation, reflect market failures of their own.
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