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Access to Capital: How Small and Mid-size Businesses are Funding Their Future
Small and mid-size businesses are the backbone of the American economy, and access to capital is th
e fuel that lets them thrive.
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report
Survey Brief: Rwandan Businesses Share Their Priorities for Capital-Market Development
With approximately 12 million citizens and a nominal GDP of just under $9 billion, the Rwandan econ
omy is small.
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Payday Lending: Does Regulation Depend on Which Party Holds Power?
When a borrower receives a so-called “payday loan,” he or she writes a check that is postdated to t
he next payday or signs over permission for the lender to make an electronic withdrawal of the amount borrowed, plus fees, on that day.
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Comments_on_the_Department_of_the_Treasury_TREAS_Notice.pdf
The Milken Institute Center for Financial Markets (CFM) provided written comments to the Department
of the Treasury regarding expanding access to credit through online marketplace lending.
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For Whom Are We Building the American Dream? The Role of Subsidies in the Economics of Housing
Leaders from across the political spectrum articulate the virtues of homeownership. As express
ed in the above quotations, both Republican and Democratic presidents emphasize that homeownership is part of the American dream.
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JOBS Act Titles V and VI: Comments on Proposed Changes to Exchange Act Registration Requirements
Commentary from the Milken Institute Center for Financial Markets to the Securities and Exchange Co
mmission on proposed changes to the registration requirements under the Securities Exchange Act of 1934 to implement Titles V and VI of the Jumpstart Our
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The Dodd-Frank Act: Key Features, Implementation Progress, and Financial System Impact
The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) of 2010 provides for a w
ide variety of new regulatory and supervisory initiatives with the goal to promote a safer and sounder banking system.
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Comment Letter to the FDIC: Proposed Guidance for Third-Party Lending
The Milken Institute Center for Financial Markets provided comments to the Federal Deposit Insuranc
e Corporation (FDIC) request for comment on proposed guidance for third-party lending.
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Comments on the SEC’s Proposed Rule Amendments to Facilitate Intrastate and Regional Securities Offerings
The Milken Institute Center for Financial Markets (CFM) provided written comments to the U.S.
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Do You Own Your Home—or Does Your Mortgage Own You?
Since the financial crisis, lenders and borrowers have shown greater appreciation for the risks in
highly leveraged mortgage lending. The federal government has not.
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FinTech: Who Regulates It and Why It Matters
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Legislative Approaches to Housing Finance Reform
By the standards of the contemporary American political system, proposals to reform the U.S.