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report
Minority-Owned Depository Institutions: A Market Overview
The Milken Institute and the US Small Business Administration formed an initiative to develop actio
nable solutions to the challenges limiting minority-owned small businesses’ access to capital.
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report
In a Vulnerable State: Hispanic Essential Workers in California
Using 2019 Current Population Survey data, this policy brief examines California’s essential workfo
rce by race, occupation and benefits.
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report
COVID-19 Forbearance Relief and PLS: A Call for Self-Governance
As private-label residential mortgage-backed security (PLS) transactions implement loan payment for
bearance options for borrowers impacted by COVID-19, the PLS industry must demonstrate its capacity to self-govern by collaborating on a related set of un
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report
From Recovery to Resilience: How Opportunity Zones Can Help Accelerate Post-COVID Economic Resurgence
The COVID-19 pandemic presents an unprecedented challenge to all economies. However, pandemics hit
underserved and vulnerable populations the hardest, and now the crisis will exacerbate their need for capital.
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report
Comment Letter: Response to the Office of the Comptroller of the Currency's White Paper: Supporting Responsible Innovation in the Federal Banking System
The Milken Institute Center for Financial Markets provided written comments in response to the Offi
ce of the Comptroller of the Currency's
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report
The Role of a Duty to Serve in the Secondary Mortgage Market
A much-debated concept to support affordable housing is that of a duty to serve (DTS) policy, which
would impose an obligation on the secondary mortgage market institutions of Fannie Mae and Freddie Mac or their successors to ensure that adequate lendin
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report
A Blueprint for Administrative Reform of the Housing Finance System
This paper sets out proposed administrative actions to reform the housing finance system in the abs
ence of legislation.
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report
Affordable Rent and Access to Homeownership: Refreshing the Debate in the Context of Housing Finance Reform
The continuing policy debate over restructuring the plumbing of the secondary mortgage market may u
ltimately prove to be the easy part—at least politically—of housing finance reform.
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report
New Skills at Work: Keeping Los Angeles at the Cutting Edge in an Evolving Industry
For more than a century, people have created filmed entertainment in Hollywood.
report
Debt, Equity, and Free Money: How Local and State Governments Can Promote Minority Small Business Capital Access
This report explores how local and statewide governmental institutions can increase access to capit
al among Black and Hispanic entrepreneurs and small-businesses owners.
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report
RegTech: Opportunities for More Efficient and Effective Regulatory Supervision and Compliance
In response to the financial crisis of 2008 and subsequent wave of regulation, financial institutio
ns and regulators have begun to look for ways to use emerging technologies to increase the efficiency and effectiveness of regulatory compliance and super
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