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report
Comments on the SEC’s Proposed Rule Amendments to Facilitate Intrastate and Regional Securities Offerings
The Milken Institute Center for Financial Markets (CFM) provided written comments to the U.S.
report
Do You Own Your Home—or Does Your Mortgage Own You?
Since the financial crisis, lenders and borrowers have shown greater appreciation for the risks in
highly leveraged mortgage lending. The federal government has not.
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report
FinTech: Who Regulates It and Why It Matters
report
Legislative Approaches to Housing Finance Reform
By the standards of the contemporary American political system, proposals to reform the U.S.
report
The CEQA Labyrinth: Fixing the Flaws in a Good Law
Passed in 1970, the California Environmental Quality Act (CEQA) is the state’s broadest environment
al law.
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report
The Last Crisis, the Next Crisis, and the Future of Large Banks
The future of large banks depends on the effectiveness of the post-crisis regulatory system, which
is ironic: the reaction of large banks to the 2010 Dodd-Frank law was broadly negative, even while many people working at large banks recognized that chan
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report
Why Housing Reform Still Matters
Eight years after the mortgage meltdown, America’s housing system remains broken, serving neither t
axpayers nor homeowners properly.
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report
Regional Performance Over Time Case Study: The Bend-Redmond, Ore. Metropolitan Statistical Area
How a region copes with economic challenges is as important to its long-term prosperity as how it g
rows in good times.
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report
Best-Performing Cities 2022
Cities continue to drive economic growth across the nation. They are the primary locations where bu
sinesses create new jobs and workers earn higher wages, keeping the United States competitive in the global economy.
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report
Securitization: Positive Instrument to Help Fund the Sustainable Development Goals
Securitization is needed to help mobilize private capital and fill the estimated $2.5 trillion annu
al financing gap that hinders achievement of the sustainable development goals (SDGs).
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report
State Technology and Science Index 2022
The State Technology and Science Index (STSI) provides a benchmark for evaluating the knowledge eco
nomies of all 50 US states.
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report
Sharing the Cost: Accelerating Water Resilience through Infrastructure Finance in California
Beyond the intensifying drought and widening infrastructure inefficiencies, there are billions of d
ollars worth of unmet operation and maintenance costs and system improvements currently to be found in the State Water Project and Central Valley Project,
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